< Premium Quoting Pro >

Multinational premium quoting. Minutes, not weeks.

PQP turns a risk premium into an accurate, audit-ready multinational quote — with the correct legal order per country, itemised outputs, and a signable audit trail. (Net ↔ Gross )

Built for (Re)Insurers, Brokers, MGAs, and Captives.

Book a 15-min demo

Try a free local-leg check

The invisible cost of multinational programmes

Across multiple countries, pricing breaks because cost stacks rely on estimates:

Fronting fees and capital loadings
Broker/MGA commissions
Local levies, IPT and para-fiscal charges
Reinsurance effects (shares, commissions, WHT)
FX misalignment and rounding drift

This creates multi-week cycles of:
❌ Spreadsheet sprawl
❌ Conflicting payer bases
❌ Audit push-back
❌ Restatements
❌ 0.5–2% profit leakage per programme

PQP removes this friction — and the hidden cost behind it.

a magnifying glass sitting on top of a piece of paper

Quote confidently, globally, and in minutes

PQP is the only quote-time engine that computes end-to-end fronting-cost economics for multinational programmes. We codify territory rules and payer logic, apply the correct legal sequence across all charges, and return:

Itemised local invoices
A clean global roll-up
A signable audit trail
Net ↔ Gross consistency

Faster. Clearer. Safer. - The way multinational quoting should be.

Who benefits — and why it matters

Insurers - Zero leakage · £40k–£200k saved per programme · freed UW/actuarial capacity

Brokers - Transparent billing · faster placements · fewer disputes

Captives - Defensible, consistent flows · lower audit friction · strong governance

MGAs - Accurate multi-territory quotes · strengthened carrier trust

Reinsurers - Clear exportable premiums · no ambiguity or misreporting

Get in Touch

Contact us for reliable and innovative B2B insurance premium quoting solutions. Our expertise ensures transparency, accuracy, and compliance to meet your needs.

We're here to support you and simplify and accelerate your premium quoting process. For inquiries, reach out to us at info@premiumquotingpro.com or alternatively fill in the contact form and submit your enquiry.

Algorithm-driven quoting, guided by experts

Quotes in minutes with Net ↔ Gross, fronting & levies itemised, and an audit-ready trail—kept compliant by a real-time rules database, backed by industry experts.

Try - A free local-leg check → One territory, zero risk: see your math, sequence, and audit trail in minutes.
Buy a 4-week test plan in your workflow → web, CSV or API with audit pack included; we measure cycle-time cut (target ≥70% faster) and defect rate (<1% defects).
Expand → Annual licence with territory packs, user bundles, and add-ons (Reinsurance/WHT, sliding-scale, Evidence Vault).

woman in pink blazer using laptop computer

Compliance built-in

Rules and tax bases are maintained in a real-time database, keeping you aligned with local regulations while supporting centralised programme control.

Effortless to use Interface

A clean, user-friendly interface for web, CSV and API makes managing Master and Local legs straightforward—and fast.

Professional support

Our team of practitioners helps you streamline multinational quoting, validate assumptions and embed best practice across markets.

Precision & transparency

Our engine itemises fronting costs, fees and levies and applies the correct legal order per territory, producing audit-ready outputs you can sign.

PQP is a secure, cloud-hosted SaaS platform providing automated global premium pricing through a unified rules engine and real-time database, accessible through a browser interface, CSV import, or RESTful API connection.

1. Nature of Service
PQP does not sell, underwrite, advise on, or arrange insurance policies.
Instead, it provides a software platform that automates and enhances the calculation of premiums, fees, taxes, and fronting costs.

2. What PQP actually does

Delivers data processing and analytical tools to insurers and brokers.
Offers algorithmic pricing support — but not financial advice or product recommendations.
Hosts a real-time cost database across territories to ensure consistent, transparent calculations.
Acts as a Software-as-a-Service (SaaS) solution, used internally by regulated firms.

3. FCA Relevance
Because of the following, PQP does not require FCA authorisation under current UK regulation:

does not handle client money,
does not provide regulated financial advice, and
does not act as an intermediary or insurer,

4. How to describe PQP in practice

PQP is an InsurTech platform — a data and technology provider that helps insurers and brokers automate and align global premium quoting with precision and transparency.

Customer Reviews

Hear what our clients say about our innovative multinational programs solutions.

PQP has transformed our approach to insurance quoting with its reliable and precise solutions.

P&C Insurance Customer

Europe

Thanks to the accuracy of PQP's algorithm on levies, we collaboratively developed and improved our pricing strategy for our multinational client.

Commercial Insurance Customer

Global