< Premium Quoting Pro >

Simplify. Align. Empower.

Multinational insurance quotes in minutes. Audit-ready and profit-protected across multiple countries and LoBs—via Web, CSV, or API.

Quoting made simple

PQP (Premium Quoting Pro) is a B2B insur-tech SaaS platform that turns a risk premium into multinational quote in minutes. Our engine and real-time rules database compute fronting economics, distribution costs, taxes/levies, reinsurance and FX/rounding in the correct legal order per territory and LoB. You get itemised local invoices, exportable premiums, and a signable audit pack—so pricing is fast, transparent and profit-safe for Controlled Master Programmes (CMPs) and wider Multinational Insurance Programmes (MIPs).

  • Quote-time calculations, not back-office. Weeks turn into minutes with a deterministic order-of-operations engine and a rules based real-time database.

  • Explainable by design: line-item fronting + taxes + reinsurance, with sources and rules.

  • Audit-ready outputs: HQ roll-up + local invoices and a signable audit trail.

  • Net↔Gross both ways: supports CMP alignment across jurisdictions.

  • Less rework, more margin: cuts errors and preserves 1 to 3 margin points typically lost to leakage.

Try - A free local-leg check → One territory, zero risk: see your math, sequence, and audit trail in minutes.

Buy a 4-week test plan in your workflow → web, CSV or API with audit pack included; we measure cycle-time cut (target ≥70% faster) and defect rate (<1% defects).

ExpandAnnual licence with territory packs, user bundles, and add-ons (Reinsurance/WHT, sliding-scale, Evidence Vault).

a magnifying glass sitting on top of a piece of paper
a magnifying glass sitting on top of a piece of paper
man and woman sitting on table
man and woman sitting on table

About Us

We are a senior InsurTech team with 120+ combined years in actuarial pricing, multinational programme ops, IPT/levies, compliance, and enterprise SaaS, who've built and run multinational programmes across carriers, reinsurers, and brokers. We’ve priced and administered CMPs, run fronting arrangements, and defended audits—so we built PQP to remove weeks of manual work and protect margin as the tool we always wanted: a quote-time engine that is explainable by design.

Together, we are redefining premium quoting solutions for multinational insurance programs, bringing innovation and expertise to the InsurTech space. Back in May, the FCA confirmed PQP's eligibility as we turned complexity into a product that delivers accurate, audit-ready quotes in minutes, not weeks, with profit protection and audit acceptance out of the box.

Our moto:

  • Simplify – Replace spreadsheet sprawl with one clear, repeatable calculation.

  • Align – Keep master and local legs consistent with territory-specific rules.

  • Empower – Give underwriting, finance/tax, and audit a single source of truth.

Algorithm-driven quoting, guided by experts

Multinational quoting made clear: Quotes in minutes with Net ↔ Gross, fronting & levies itemised, and an audit-ready trail—kept compliant by a real-time rules database, backed by industry experts.

woman in pink blazer using laptop computer
woman in pink blazer using laptop computer
Compliance built-in

Rules and tax bases are maintained in a real-time database, keeping you aligned with local regulations while supporting centralised programme control.

Effortless to use Interface

A clean, user-friendly interface for web, CSV and API makes managing Master and Local legs straightforward—and fast.

Professional support

Our team of practitioners helps you streamline multinational quoting, validate assumptions and embed best practice across markets.

Precision & transparency

Our engine itemises fronting costs, fees and levies and applies the correct legal order per territory, producing audit-ready outputs you can sign.

PQP is a secure, cloud-hosted SaaS platform providing automated global premium pricing through a unified rules engine and real-time database, accessible through a browser interface, CSV import, or RESTful API connection.

Get in Touch

Contact us for reliable and innovative B2B insurance premium quoting solutions. Our expertise ensures transparency, accuracy, and compliance to meet your needs.

For inquiries, reach out to us. We're here to support you and simplify and accelerate your premium quoting process.

Customer Reviews

Hear what our clients say about our innovative multinational programs solutions.

PQP has transformed our approach to insurance quoting with its reliable and precise solutions.

P&C Insurance Customer
graphical user interface, application
graphical user interface, application

Europe

Thanks to the accuracy of PQP's algorithm on levies, we collaboratively developed an improved our pricing strategy for our multinational client.

A cell phone sitting on top of a keyboard
A cell phone sitting on top of a keyboard
Commercial Insurance Customer

Global

★★★★★
★★★★★